What do I need to bring to an appointment?

All lenders have different policies in the way they make their decisions and depending on the lender, the amount information requested can differ.

We are required to collect and verify the following

Please bring to your scheduled appointment
  • Your last two Pay Slips
  • A current Family Tax Benefit Income Statement if you have dependant children
  • Your Drivers Licence
  • Your Birth Certificate or Passport
  • Latest 90 days savings transaction account statement showing salary credit to your account
  • Latest Credit Card Statement/s Issued
  • Current Personal Loan Statement/s
  • Current Car or Lease Statement/s
  • Latest Store Card Statement/s, e.g ZipPay, AfterPay
  • Any Current Statement/s that is a regular commitment

 

 

For Self- Employed applicants

  • Your last two years Personal Tax returns
  • Tax assessment notices
  • Last Two years Company, Partnership, Financials or Trust returns if applicable.
  • Note, you can have your accountant email these documents

 

Additional information that may be requested, please bring to the appointment if available.

 

  • Your Latest PAYG Summary/s
  • Rates Notice for properties owned 

When Purchasing a Property

 

Please bring the following as well

 

  • A Current Bank Statement covering 90 Days showing the funds you have to contribute towards the purchase
  • A Purchase Contract (if available at the time)
  • Conveyancer/Solicitor Details
  • Real Estate Agent Details
  • or Vendors Details for private sale

 

When Refinancing just your current mortgage.

 

Please bring the following

  • Latest Mortgage statement covering a period of 6 months, no older than 4 weeks from the last transaction.  Hint: You may need to log onto your internet banking and print off you latest transactions.
  • Current Rates notice

 

When Refinancing your current mortgage and consolidating debt

 

When refinancing your current mortgage and consolidating debt please bring the latest mortgage statement (in line with the requirements above) and current rates notice.

 

The following additional information is also required

  • Last 3 Credit Card statements for Cards being refinanced.
  • A 3 month statement for Personal loans being refinanced.
  • A 3 month statement for Vehicle loans being refinanced.
  • A 3 month statement and other debts being refinanced.
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